We offer a wide variety of plans to meet every budget and coverage need.
Mortgage Protection. life insurance which protects a homeowner and family for a limited period of time, usually the length of the mortgage term. If the covered primary income earner dies during the mortgage term, a death benefit can be paid to the surviving family members, who can then use the funds to pay off the balance of the mortgage. You also have the option of getting all of your money back if you do not pass away within the term of the policy.
Final Expense. The average funeral costs between $10,000 and $30,000 in the United States. That, in addition to existing personal debts, legal and medical bills, can quickly break the bank. If you died tomorrow, could your family afford the expenses? If the answer is no, then final expense insurance is essential. With a final expense policy in place, you can rest assured, knowing that your debts will never add to your family's grief. Everything, from the cost of burial to hospital bills and probate attorney fees, can be covered. It's not just the responsible thing to do, but it's a final gift to your loved ones in their time of need.
Health Insurance. The FREE RxCut® prescription savings card provides you access to the absolute lowest price on your prescriptions; the lesser of the RxCut® discounted price, your insurance copayment or the pharmacy cash price. In addition to savings on prescriptions, you will enjoy similar cash savings on five other Points of Care Savings Program categories - Mail Order Prescription Drugs, Durable Medical Goods, Over-the-Counter Medications, Diabetes Supplies, and Hearing Aid Products & Services.
Securities & Annuities. Retirement planning can be a bumpy road. Without the right investment vehicle, you may outlive your savings or suffer a lower quality of life to make ends meet. The government doesn't make it easy, either. Taxes, Medicaid, estate planning, and a variety of other factors add to the uncertainty, putting your financial security in question. Retirement is your opportunity to live your dreams. Don't spend it on a modest income or, even worse, burdening your family financially. With an annuity, you can have a guaranteed income for the rest of your life, so you can enjoy your golden years without worrying about money.